For those who are out of work due to some non-industrial injury, pregnancy or illness, life is a financially difficult. They don’t have the income source and additionally they have to pay medical charges. Isaac Cohen NJ disability insurance is a simple solution for that. This is for eligible workers who are completely unable to work due to some disability that is confirmed by an authorized Health Care Center.
Disability doesn’t mean that the injury or condition should be visible. It is defined as any physical or mental illness or injury that forces you to stay at home. Such helpless situation is responsible for keeping you away from regular customary work, which was the only income source to you. Generally, there are various types of Isaac Cohen NJ disability insurance –
Disability doesn’t mean that the injury or condition should be visible. It is defined as any physical or mental illness or injury that forces you to stay at home. Such helpless situation is responsible for keeping you away from regular customary work, which was the only income source to you. Generally, there are various types of Isaac Cohen NJ disability insurance –
- Individual disability insurance – This plan is for those people who are not provided with such benefits from their employers or people who are self-employed.
- High-limit disability – This plan is to keep the disability benefits approximately up to 65% of the income, without accounting the income level.
- National social insurance program – This is the most important form of disability insurance that is offered by government to its citizens. It varies from one country to other.
- Employer provided disability insurance – It is for on-job injuries that are reason for disability of an individual. The employers offer it and hence it is second largest disability insurance after National social insurance program.